Maja korda riigi abiga: korteriühistutele pakutakse mahukat rekonstrueerimistoetust

10. apr  Madis Pihelgas. Kommentaarid: 79
Korteriühistutel on võimalik taotleda toetust oma kodumaja rekonstrueerimiseks. Lisaks väiksematele küttearvetele ja hoone eluea pikenemisele, võib see mõnedes piirkondades tõsta ka kinnisvara hinda.

2015. aasta märtsis jõustus korterelamute rekonstrueerimise toetuse määrus, mille kohaselt korteriühistutel ja kohalikel omavalitsustel on võimalik saada korterelamute kordategemiseks ja energiakulude vähendamiseks senisest suuremat riiklikku tuge. Ühtekuuluvusfondist rahastatava toetuse maht on 102 miljonit eurot. Toetus on mõeldud enne 1993. aastat ehitatud korterelamutele, kus on moodustatud korteriühistu või mis on tervikuna kohaliku omavalitsuse omandis. Majas peab olema vähemalt kolm korterit.

Oluline on alustada

Toetusega saab hinnanguliselt rekonstrueerida umbes 500-550 korterelamut ja taotlusi võetakse vastu vahendite lõppemiseni.

Arvestades, et rohkem kui 80% KredExile laekuvatest taotlustest on hoone terviklikuks rekonstrueerimiseks, mis juhul on toetusmäär 40%, saavad toetuseks ettenähtud vahendid otsa juba 2018. aastal. Seega ei tasu korteriühistutel otsusega viivitada. Esmalt tuleb tellida energiaaudit ja –märgis, uurida KredExist toetuste tingimuste kohta ning küsida pangast esialgsete laenutingimuste kohta. Seejärel saab ühistu üldkoosolekul võtta vastu otsused rekonstrueerimiseks ja laenu taotlemiseks. Kui ühiselt leitakse, et tahetakse rekonstrueerimisega edasi minna, saab juba tellida ehitusprojekti ja taotleda ehitusloa.

Nagu juba öeldud, vähenevad hoone rekonstrueerimisel selle küttekulud, pikeneb selle eluiga ning paraneb üldine elukeskkond. Majandus- ja kommunikatsiooniministeerium on näiteks välja toonud, et kui praegu maksab üks perekond kütte eest keskmiselt 100 eurot kuus, siis põhjaliku rekonstrueerimise tulemusel võib küttearve vähenda umbes 50 euroni, ent kuna majad on erinevad, siis on ka saavutatav energiasääst erinev. KredExi eluaseme- ja energiatõhususe divisjoni juhi Triin Reinsalu sõnul tuleb igale majale läheneda individuaalselt. „Keskmist maja pole olemas, rahaline kokkuhoid oleneb väga palju hoone suurusest, tehnilisest seisukorrast ja sellest, milliseid töid ja millise kvaliteediga on varem tehtud,“ sõnas Reinsalu. Mahukamate projektide puhul nõustab ühistuid ehitustehnilistes küsimustes tehniline konsultant, kes aitab läbi viia ka projekteerimis- ja ehitushanked.

Terviklik rekonstrueerimine kui tuleviku pant

Paljud inimesed pelgavad laenu kui sellist, ent pikemas perspektiivis tasub maja kordategemine end ära just energiatõhususe suurenemise ning hoone eluea pikenemise tõttu. Hetkel on võimalik maja korda teha toetuse abil, mis tähendab, et tehtav investeering tasub end selle võrra kiiremini ära. Lisaks viitab Reinsalu ka Euroopa Liidu hoonete energiatõhususe direktiivile, mille kohaselt peavad pärast 31. detsembrit 2020 kõik uusehitised olema ligi nullenergiahooned. „Hinnavahe võib kasvõi Mustamäel samal tänaval olla väga suur. Kui üks on rekonstrueerimata elamu, mis ehitatud 1960. aastatel, ja teine on uusehitus, siis on juba praegu nende korterite hinnavahe ligikaudu 25%. On raske isegi prognoosida, mis see vahe on pärast aastat 2020,“ arutles ta.

Rekonstrueerimistööde toetusmäärad on 15%, 25% ja 40% tööde kogumaksumusest, sõltuvalt plaanitava rekonstrueerimise terviklikkusest. Erandina on Ida-Virumaal paiknevate korterelamute toetuse määr 10% võrra kõrgem, tulenevalt selle regiooni elamute mahust ning seisukorrast. Reinsalu sõnul on oluline teadlikkuse suurendamine, et inimesed mõistaksid paremini miks on vajalik ja kasulik korterelamud korda teha. Suuremast toetusest on abi ka sel põhjusel, et keskmine sissetulek on seal Eesti keskmisest märgatavalt madalam. „Arvatakse, et kuna Ida-Virumaal on küttehinnad madalamad kui mujal Eestis, siis on seal raskem rekonstrueerimist põhjendada. See väide kehtib siiski vaid Narva osas, mujal asulates on küttehinnad muu Eestiga sarnased,“ ütles Reinsalu.

Ventilatsioon vähendab terviseriske

Toetusmääradel on ka erinõuded. Näiteks 40% toetuse saamiseks peab ehitustööde tulemusel saavutatav energiatõhususarvu klass olema vähemalt C. See näit on ka uusarenduse puhul miinimumnõue. Üks aspekt, millele vanemates hoonetes pole tähelepanu pööratud, on sisekliima. Sel põhjusel on toetuse raames kohustuslik ka ventilatsioonisüsteemi uuendamine, mille abil saavutataksegi hea ja tervislik sisekliima.

Olenemata maja asukohast, suurusest ja seisukorrast, tasub rekonstrueerida terviklikult. Nõnda saavutatakse kõige suurem energiasääst ning hoone pikem eluiga. Kui alustada täna planeerimise protsessi, võib arvestada, et umbes aasta jooksul jõutakse ka reaalse ehitustegevuseni ning sealt edasi jääb üle vaid nautida head sisekliimat oma energiatõhusas ja ilusas kodus.

Toetuse täpsemad tingimused on kirjas KredExi kodulehel.

Vaadake lisaks: Korterelamu renoveerimislaen.

 


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WE OFFER ALL KIND OF LOANS Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com Do You Seek Funds To Pay Off Credits and Debts? PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com Is Here To Put A Stop To Your Financial Problems. We Offer All Kinds Of Loan (Personal Loan, Commercial Loan, etc.) We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com Please Fill the Application Form Below: - Complete Name: - Loan Amount Needed: - Loan Duration: - Purpose Of Loan: - City / Country: - Telephone: - How Did You Hear About Us: Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com Do You Seek Funds To Pay Off Credits and Debts? PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com Is Here To Put A Stop To Your Financial Problems. We Offer All Kinds Of Loan (Personal Loan, Commercial Loan, etc.) We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com 17. september 2018
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smiles I am so greatful to Liberty Private Loans for helping me with a loan of 700,000.00 USD through the help of the loan consultant Robert Micheal Green, i am eternally grateful to you. my life has turned around, my finances settled i now own a business which i use in taking care of my family. I am so so grateful to you Mr Robert and God Bless you. You can contact them for your financial help via email: libertyprivatefunding@gmail.com for your financial help. God bless Mr Robert. Yours Sincerely 14. november 2018
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WE OFFER ALL KIND OF LOANS We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) You Will Hear From Us. Well Nice To Meet You And I look forward to our Business Acquaintance. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Kindly write us back with the loan information; - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone: - How Did You Hear About Us: Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) 18. november 2018
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WE OFFER ALL KIND OF LOANS We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) 20. november 2018
Mrs. Julian Hoffman WE OFFER ALL TYPES OF LOANS: BORROWING REQUEST. Are you a man or a business woman? Do you have a financial situation or do you need funds to start your own business? Do you need a loan to start a small and medium business? Do you have a low credit score and is it difficult to get a loan from local banks and other financial institutions? Interested candidates should contact us by email: julianhoffman.finance@gmail.com Our credits are well secured because maximum security is our priority. Our primary goal is to help you get the services you deserve. Our program is the fastest way to get what you need when the eye moves. Reduce your payments to reduce stress in your monthly costs. Get flexibility that you can use for any purpose, from holidays to unique purchases. Interested candidates should contact us by email: julianhoffman.finance@gmail.com We offer a wide range of financial services such as: commercial planning, commercial finance and development finance, mortgages and mortgages, debt consolidation loans, commercial loans, private loans, home loan refinancing with a 2.00% low interest rate, and business . legally. Get the best for your family and also your home dreams with our general loan plan. Interested candidates should contact us by email: julianhoffman.finance@gmail.com WE OFFER ALL TYPES OF LOANS: BORROWING REQUEST. Please contact us for more information: julianhoffman.finance@gmail.com Please email us about credit information; - Full name: - Amount required for the loan: - Duration of the loan: - Purpose of the loan: - City Country: - Phone: - How did you find out about us: If you are interested in receiving a loan, please write to us about the loan requirements. Please contact us for more information: julianhoffman.finance@gmail.com For understanding, Mrs. Julian Hoffman We look forward to calling you as soon as possible Interested candidates should contact us by email: julianhoffman.finance@gmail.com 23. november 2018
Mrs.Elizabeth Betty Anna (Julianhoffman.finance@gmail.com) Hello everyone, I am Mrs.Elizabeth Betty Anna From Los Angeles, I quickly want to use this medium to shake the testimony of how God directed me to a legitimate and real lender who has changed my life from grass to grace, from being poor to a rich woman who can now boast of a healthy and rich life without stress or financial difficulty. After so many months when I was trying to get credit online and I was cheated, the amount of $ 6,200 dollar became so desperate that I got a loan from a legitimate creditor online that would not add to my pain, I decided to contact a friend of mine, who recently received an online loan, we discussed the issue, and to our conclusion, she told me about a person named David Thompson, who is the executive director of the limited liability company David. That is why I applied for a low interest rate of $ 720,000.00 dollar at a rate of 2%, so that the loan was easily approved without stress and all the preparations made in respect of the credit transfer and for less than two (2) days the loan was deposited in my bank, so I want advice to anyone who needs a loan to quickly connect it through: (julianhoffman.finance@gmail.com) he does not know that I'm doing this, I can bless him for the good he did in my life 23. november 2018
Dorothy Carol Paul HOW TO RECEIVE MY LOAN BY Mrs. Julian Hoffman.Finance. I'm from Denver. and my name is Dorothy Carol Paul, I'm facing some financial difficulty in my business for now, I'm a lone mother with children to look after. A few weeks ago, I was browsing the Internet looking for possible means to secure a loan because my bank and the other credit union I was visiting all denied me access to a loan due to bad credit. I met a testimony sought by a woman about how she managed to secure a loan from Julian Hoffman. Financial email: - julianhoffman.finance@gmail.com on her testimony she advises anyone looking for a loan to contact them, saying that they can help in lending, even in bad loans, I contacted her to be sure, and she advised me to try her because they also helped her by giving her leave desperate for her poor credit. So I sent a letter of inquiry to the mail and explained to them the financial situation they led me through the loan process and with the help of Mrs. Julian Hoffman, who was the director, I received a $ 78,000 dollar loan with a 2% interest rate today my business is fully rebuilt and all my children are doing fine, All thanks to Julian Hoffman, who finances me to help restore my dying business. I never stop thank you enough for your help. Everyone who is there If you need to contact any lender of a loan you need with a better repayment schedule, contact Julian Hoffman,Finance Email:julianhoffman.finance@gmail.com 23. november 2018
Mr Dylan Philip Hello, my name is Mr Dylan Philip I want to thank Mrs Julian Hoffman for helping me with my credit worth $ 170 000 dollar . If you are interested in a loan, please contact her so that it can also help you borrow a loan that does not take much time for 24 hours when my loan is in my account, anyone who needs urgent and trusted credit, you need to contact her now, she is God sent and a good guy her e-mail is.julianhoffman.finance@gmail.com I am happy to write this here because there are many peopel out there who need this help too. if you really need help without delay because I was late before it was the right loan company to contact immediately: Email: julianhoffman.finance@gmail.com 23. november 2018
Virginia Kyle How could I buy my own house? My name is Virginia Kyle, from Portland, Canada, Ontario, and I would like to express my sincere thanks to Julian Hoffman for helping me with a $ 73,000 dollar loan to buy my own house with a low interest rate of 2% on 6 November 2018 after being rejected by my bank and other financial agencies I visited. I also want to get in touch with the general public as I recommend that everyone who needs financial help to contact this company in others so as not to fall into unfair hands while looking for a responsible loan through an email address: julianhoffman.finance@gmail.com 23. november 2018
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Mrs Sharon Sim Hello Everybody, My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you. 27. november 2018
Mrs Sharon Sim Hello Everybody, My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you. 27. november 2018
Mrs.Carol Anderson Attention! Attention!! Attention!!!, **Are you financially squeezed? **Do you seek funds to pay off credits and debts? **Do you seek finance to set up your own business? **Are you in need of private or business loans for various purposes? **Do you seek loans to carry out large projects? For more details email us today : bdsfn.com@gmail.com Name : Country : Phone number : Amount Needed as Loan : Purpose of Loan : Email : bdsfn.com@gmail.com Emaill: anatiliatextileltd@gmail.com Best Regards. Mrs.Carol Anderson Attention! Attention!! Attention!!!, What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2018 at the cheapest interest rate of %. For more details email us today : bdsfn.com@gmail.com Name : Country : Phone number : Amount Needed as Loan : Purpose of Loan : Email : bdsfn.com@gmail.com Emaill: anatiliatextileltd@gmail.com Best Regards. Mrs.Carol Anderson 28. november 2018
Mrs.Carol Anderson Attention! Attention!! Attention!!!, **Are you financially squeezed? **Do you seek funds to pay off credits and debts? **Do you seek finance to set up your own business? **Are you in need of private or business loans for various purposes? **Do you seek loans to carry out large projects? For more details email us today : bdsfn.com@gmail.com Name : Country : Phone number : Amount Needed as Loan : Purpose of Loan : Email : bdsfn.com@gmail.com Emaill: anatiliatextileltd@gmail.com Best Regards. Mrs.Carol Anderson Attention! Attention!! Attention!!!, What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2018 at the cheapest interest rate of %. For more details email us today : bdsfn.com@gmail.com Name : Country : Phone number : Amount Needed as Loan : Purpose of Loan : Email : bdsfn.com@gmail.com Emaill: anatiliatextileltd@gmail.com Best Regards. Mrs.Carol Anderson 28. november 2018
Mrs.Carol Anderson Attention! Attention!! Attention!!!, **Are you financially squeezed? **Do you seek funds to pay off credits and debts? **Do you seek finance to set up your own business? **Are you in need of private or business loans for various purposes? **Do you seek loans to carry out large projects? For more details email us today : bdsfn.com@gmail.com Name : Country : Phone number : Amount Needed as Loan : Purpose of Loan : Email : bdsfn.com@gmail.com Emaill: anatiliatextileltd@gmail.com Best Regards. Mrs.Carol Anderson Attention! Attention!! Attention!!!, What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2018 at the cheapest interest rate of %. For more details email us today : bdsfn.com@gmail.com Name : Country : Phone number : Amount Needed as Loan : Purpose of Loan : Email : bdsfn.com@gmail.com Emaill: anatiliatextileltd@gmail.com Best Regards. Mrs.Carol Anderson 28. november 2018
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